Personal insurance explained

​Personal insurance protects you and your loved ones from the financial consequences of unexpected events connected to your life and health. These events include disability, illness or unexpected death.

How personal insurance differs from property insurance

• Car and property insurance – cover physical items such as your car, your home, or your valuables against loss or damage – and protect you financially if you’re found liable for someone else’s injuries.
• Personal insurance – provides financial coverage for your most important asset – you.

You may not need every type of personal insurance, but you could be exposed to financial risks if you don’t have any at all. Start by understanding the types of coverage that are available – and the role each can play in protecting you.