You can buy car and home insurance:

• Through an insurance agent or insurance broker
  Agents and brokers may represent one or more property insurance companies, so they can give you different quotes and help you shop around for the lowest rates. When you are ready to buy, they will set up your insurance policy for you.
• Through a group or association
  Many associations and professional groups, as well as some employers, have group auto and home insurance plans. These plans often offer lower rates than most brokers can match. Check with the groups you belong to and see if you have this option. Be sure to get quotes from other places too, so you can compare.
• On the phone
  Many insurance companies provide insurance quotes over the phone. If you prefer to get your own quotes by phone, call the insurance company directly, and be sure to compare quotes from several different companies. Once you have a quote you like, you may be able to order your policy on the phone as well.
• Online
  Many insurance companies provide insurance quotes via their websites. Some sites provide quotes from several different companies.

Remember: It pays to shop around for insurance.

Prices vary from company to company even for similar insurance. If you see big differences in price, make sure you are getting the same kind of insurance.

Learn more

In Ontario, you can get multiple insurance quotes online at InsuranceHotline.com.