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Home > Managing your money > Planning > Investing basics > Should I borrow against the money I have in my home to invest?
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Should I borrow against the money I have in my home to invest?

When it looks like the stock market could heat up, it may seem like a good idea to draw on the money you have in your home to buy in. This could be risky for a couple of reasons:
  • It will only work if the value of your stocks goes up. On the stock market, there are no guarantees. And, you have to make enough to cover the costs of borrowing.
  • You don’t know what will happen to house prices. If they drop and you lose the money you invested in stocks, you may find you have a lot less money in your home. This can make it harder to borrow money in the future if you need to.