​A bad credit rating will affect your ability to get a new loan, lease or credit card. But there are some simple steps you can take to improve your credit rating.

5 ways to improve your credit rating

1. Pay your bills in full and on time.
2. Don’t go over the limit on your credit card.
3. Don’t apply for credit too often.
4. Pay off your debts as quickly as possible.
5. Build a strong credit history.