Related research

Explore Canadian research related to personal finance, money management and investing from securities regulators, government agencies and other investor-focused organizations.

Canadians lack the financial knowledge to make suitable investment decisions (CSA, 2012)

The latest Investor Index survey released by the Canadian Securities Administrators (CSA) reveals that 40 per cent of Canadians failed a general investment knowledge test and 30 per cent believe they have been approached with an investment fraud at some point in their life.

Strengthening Investor Protection in Ontario – Speaking with Ontarians (IAP, 2013)

While 20% of investors strongly agree that they trust their adviser’s advice, 25% strongly agree (39% agree – 64% overall) that adviser compensation influences the advice they are given.

Money Market Funds: the zero-return dilemma (2010)

While there are many valid reasons for holding money market funds (MMFs), Canadians hold $56 billion in Canadian MMFs that earn almost nothing. Fully one-quarter of all 257 Canadian C$MMFs are actually losing money. This means Canadians are missing out on potential interest income of $300 - $500 million.

More than half of Canadian investors feel they will have enough money for retirement (CSA 2010)

Canadian investors are twice as likely to believe they will have enough money to meet their retirement needs (62 per cent) as compared to their non-investing counterparts (31 per cent). This is just one of the findings in the 2010 Canadian Securities Administrators (CSA) Survey on Retirement and Investing .

Canadians still not putting investing knowledge into practice, national study reveals (CSA 2009)

Canadians express greater confidence and optimism, and believe that they are knowledgeable and responsible about investing, according to research commissioned by the Canadian Securities Administrators (CSA). Yet, their behaviour indicates otherwise.

One in 20 Canadians a victim of investment fraud – often introduced by someone they know and trust (CSA 2007)

The latest Canadian Securities Administrators (CSA) Investor Study: Understanding the Social Impact of Investment Fraud finds that fraud often results in a loss of trust between victims and those close to them, as well as a loss of confidence in the system as a whole.

Gaps in investor knowledge, attitudes, and behaviours (CSA 2006)

According to this study from the Canadian Securities Administrators, although the majority of Canadians understand the importance of being informed investors, gaps still exist when it comes to putting their knowledge into practice. For example, although 86% of respondents understand that suspicious investment opportunities should be reported, only 14% actually do so.