RDSPs (for disabilities)

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Registered Disability
Savings Plans (RDSPs)

An RDSP allows people with disabilities and their families to save for their future.
Government grants add to your savings and your investments grow tax-free.

The difference an RDSP can make: Shannon’s story

Checklist: Where should I open my RDSP?

Taking regular payments

RDSP basics

Chapter 1:
How RDSPs work
Chapter 2:
Beneficiaries and plan holders
Chapter 3:
Opening an RDSP

RDSP contributions

Chapter 1:
Contributions and transfers
Chapter 2:
Government grants and bonds

Getting money out of an RDSP

Chapter 1:
Making lump-sum withdrawals
Chapter 2:
Taking regular payments
Chapter 3:
If the beneficiary recovers from their disability
Chapter 4:
If the beneficiary dies