Managing debt

How does borrowing money work?

• Chapter 1:
• What are some good reasons to borrow money?
• Chapter 2:
• What are some good reasons to avoid borrowing money?
• Chapter 3:
• What choices do I have when I borrow money?
• Chapter 4:
• What should I ask when taking out a loan?
• Chapter 5:
• What does it really cost to borrow?
• Chapter 6:
• How can I reduce the interest I pay on my credit card?

How do credit cards work?

• Chapter 1:
• Credit card basics: What you need to know
• Chapter 2:
• What credit card choices do I have?
• Chapter 3:
• How do I choose the right credit card for me?
• Chapter 4:
• How do I choose a rewards credit card?
• Chapter 5:
• How do I keep my credit card safe?

Using credit wisely

• Chapter 1:
• How to pay less and get more when you borrow
• Chapter 2:
• Do's and dont's to lower your credit costs
• Chapter 3:
• How to profit from credit

The importance of credit ratings

• Chapter 1:
• Your credit rating
• Chapter 2:
• What is a credit rating?
• Chapter 3:
• What is a credit score?
• Chapter 4:
• How do I check my credit rating and credit score?
• Chapter 5:
• How do I build a better credit rating?

How do gift cards work?

• Chapter 1:
• Gift card rules I should know

Managing holiday debt

• Chapter 1:
• Remedies for a holiday debt hangover
• Chapter 2:
• What can I do about my holiday debt? 10 steps to get out of debt
• Chapter 3:
• How do I avoid a holiday debt hangover?