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Managing debt
The longer you owe money, the more
it costs, so aim to pay it off
as quickly as you can.
Why should I try to avoid debt or pay it off quickly?
Seven reasons to borrow money
Six questions every smart borrower asks

Managing debt doesn't have to be overwhelming; get more information on how to reduce debt and use it wisely.


How does borrowing money work?

Chapter 1:
What are some good reasons to borrow money?
Chapter 2:
What are some good reasons to avoid borrowing money?
Chapter 3:
What choices do I have when I borrow money?
Chapter 4:
What should I ask when taking out a loan?
Chapter 5:
What does it really cost to borrow?
Chapter 6:
How can I reduce the interest I pay on my credit card?

Using credit wisely

Chapter 1:
How to pay less and get more when you borrow
Chapter 2:
Do's and dont's to lower your credit costs
Chapter 3:
How to profit from credit

The importance of credit ratings

Chapter 1:
Your credit rating
Chapter 2:
What is a credit rating?
Chapter 3:
What is a credit score?
Chapter 4:
How do I check my credit rating and credit score?
Chapter 5:
How do I build a better credit rating?

Managing holiday debt

Chapter 1:
Remedies for a holiday debt hangover
Chapter 2:
What can I do about my holiday debt? 10 steps to get out of debt
Chapter 3:
How do I avoid a holiday debt hangover?

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Managing debt
Calculator:
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Video:
Get it on credit – using credit wisely
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