Intellectual property rights

The Fund owns all copyright and other intellectual property rights in all content on this website and in the underlying website code, or has the permission of the owner of those rights to use the content on this website. The mention or display of trade-marks, trade names or service marks on this website is not intended to and will not convey or create any license or other rights to use such names and marks.

Limited license of website content

You are granted a limited license to display on your computer, download, print and use the content of this website only for your own informational purposes or for educational, teaching and training purposes. You may not modify any content that you use. You may not use the content on this website for any commercial purpose.

Uses subject to prior written approval

If you are interested in using any of the content on the website for other purposes, including: (a) reselling any content; (b) including any content in or with any product that you create or distribute; or (c) copying any content onto your own or any other website, you need the written approval of the Fund before proceeding. To request this approval please send an email to contactus@getsmarteraboutmoney.ca providing a description of your proposed use, including the specific content you wish to use, the manner in which it will be used and the duration of the use. If the Fund grants approval for the proposed use, it may require that you meet certain terms and conditions. If the Fund declines your request, you may not use its content for the proposed purposes.

Information on this website is not legal or financial advice

Information provided on this website is to be used for information and educational purposes only. It is not intended to provide financial or legal opinions or advice. You should not rely on any information on this website or act on it in any way. If you want information about a specific financial or investing issue, consult an appropriately qualified professional adviser.

Accuracy and warranties

The content on this website is believed to be complete and accurate when posted. The Fund does not guarantee the quality, accuracy, timeliness, or completeness of any of the content on this website. The Fund will not be liable for any damages of any kind arising from or relating to any use of this website or its content for any purpose.

The Fund disclaims all warranties and conditions, expressed or implied, including but not limited to, implied warranties or conditions of merchantability and fitness for a particular purpose, non-infringement or other violation of rights. The Fund does not warrant or make any other representations regarding the use, accuracy, timeliness, applicability, performance, security, availability or reliability of this website or any sites linked to by this website, or the results from the use of this website or any sites linked to by this website, or otherwise respecting, the content on this website or any sites linked to this website.

Links to other websites

Any hypertext links that are provided to other websites are as a convenience only. The Fund does not endorse any services or products that may be mentioned or promoted on those websites or license the use of any content on those websites.

Links from other websites

Access to this website may be provided by a hypertext link located at another site. Although the Fund encourages and appreciates links from third-party sites, the Fund has no responsibility for the content of such sites and does not endorse, authorize, approve, certify, maintain, or control these other sites and does not guarantee the accuracy, completeness, efficacy or timeliness of the information located at such sites.

Privacy policy

The Fund and its agents and representatives (sometimes referred to as “we”, “us” or “our”) respect your privacy and apply recognized principles to our dealings with personal information.  Personal information is information about an identifiable individual.  This Privacy Policy applies to our collection, use and disclosure of personal information in Canada, but does not apply to information about our employees or to information that is not personal information.

Personal Information We Collect. The Fund may collect personal information from you, including:

• information that you provide when you contact us about one of our products or services or enrol in one of our activities, contests or courses, including age, school and teacher’s name and contact particulars when students enter our competitions;
• name, address, telephone number, email addresses and other contact information;
• demographic data such as age and investment experience;
• preferences such as how individuals use our website and what they would like to see on the site; and
• other information that we collect with your express consent or as permitted or required by law.

Use of Personal Information. The Fund may use your personal information for the following purposes:

• to contact you to send information you have requested or that we think you may be interested in;
• to respond to your questions and requests;
• to conduct and administer surveys, promotions, competitions, games and contests; and
• otherwise with your express consent or as permitted or required by law

Disclosure of Your Personal Information.  The Fund may disclose your personal information in the following circumstances:

• to enforce or apply our Terms of Use and other agreements;
• as necessary to meet legal, regulatory, insurance, audit, processing and security requirements; and
• otherwise with your express consent or as permitted or required by law.

Service Providers.  We may also transfer personal information to third party agents or service providers which provide services such as data processing, mailing, administrative or other services on our behalf. We take reasonable measures to ensure that your personal information that is processed by these service providers is protected and not used or disclosed for purposes other than as directed by us.

Our Website.   Certain browsing information may be collected to help the Fund evaluate the website and determine how it is used. For example, this website may collect your IP address, browser type, operating system, domain name, access times and referring website addresses. This information may be combined with that of other visitors to the website and used for the management and improvement of the website; for example, we may use such information to assess which areas of the website are most commonly accessed. The Fund may share this information with service providers retained by the Fund to assist in the development and administration of the website.

If you link to other websites from this website, the Fund is not responsible for the privacy practices of those websites and you should review the terms applying to any website that you link to.

Your Consent.  Your consent to the collection, use and disclosure of your personal information may be given in various ways.  Generally, by providing us with personal information, we will assume that you consent to our collection, use and disclosure of such information for the purposes identified or described in this privacy statement, if applicable, or otherwise at the time of collection. 

You may withdraw your consent to our collection, use and disclosure of personal information at any time, subject to contractual and legal restrictions and reasonable notice.  Note, however, that if you withdraw your consent to certain uses of your personal information, we may no longer be able to provide related products or services to you.

Security.  We protect your personal information in our custody or control using physical, electronic or procedural security measures appropriate to the sensitivity of the information, which may include safeguards to protect against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. 

Need more information?

If you have any questions or complaints about the Fund's privacy policy or these Terms of Use, or if you have comments about the website, please send an email to contactus@getsmarteraboutmoney.ca  If you wish to request access or correction of your personal information in our custody or control, you may write to;  

Investor Education Fund
20 Queen Street West 
Suite 1907, Box 32
Toronto, Ontario 
M5H 3S8 
Reception: 17th floor

Access or correction of your personal information is subject to applicable legal restrictions.