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Financial Calculators and Tools

Our financial calculators, quizzes and worksheets will help you crunch the numbers and organize your personal finances.

Best of all, they're easy to use and easy to understand.

Back
Is it better to buy or rent? Is it better to buy or rent? (Est-il préférable d'acheter ou de louer?)
Compare your financial options to decide whether it's better to rent or buy a home.
  How much do my mutual funds really cost? How much do my mutual funds really cost? (Quel est le coût réel de mes fond communs de placement?)
Understand how fees and other costs can affect your mutual fund investments, and compare different funds.
         
Should I pay off debt or invest? Should I pay off debt or invest? (Devrais-je rembourser mes dettes ou investir?)
If you have extra money, this calculator helps you decide whether to invest or pay off debt.
  How long will it take to pay off credit cards or other loans? How long will it take to pay off credit cards or other loans? (Combien de temps me faudra-t-il pour rembourser mes dettes sur carte de crédit et autres prêts?)
Calculate the best way to pay off each of your debts, and how long it will take.
         
University Cost and Debt Calculator University Cost and Debt Calculator
This tool outlines the costs associated with tuition, room and board, books and more. It also provides an idea of what it takes to pay for this education whether through part-time employment, bursaries or scholarships, or cutting back on budgets.
  How long will it take for my investments to recover? How long will it take for my investments to recover? (Combien de temps me faudra-t-il avant que mes investissements recouvrent leur valeur?)
Calculate how long it will take for your investments to recover after a market downturn, and how long it will take to get back on track to reach your original goal.
         
RRSP Savings Calculator RRSP Savings Calculator
Find out what your RRSP will be worth at retirement.
  When will I be able to pay back my student loan? When will I be able to pay back my student loan? (Quand pourrais-je rembourser mon prêt étudiant?)
Compare your loan options, and determine how best to pay back your student debt.
         
         
Sheltered Investment Calculator Sheltered Investment Calculator
Compare how fast your investment will grow outside vs. inside an RRSP.
  How much do I need to save for my child's education? How much do I need to save for my child's education?
Estimate how much money you need to put into an RESP account each year to cover your child(ren)'s education costs.
         
What is my return on investment? What is my return on investment?
Use this tool to roughly estimate the return on an investment or on your portfolio during a statement period.
 
         

Worksheets and tools

Let us help you get your investing information organized.

Investment Planning Worksheet Investment Planning Worksheet
Assess your goals and get a true picture of your financial situation.
(PDF) (DOC)
What's Your Budget? What's Your Budget? Worksheet
Create your own monthly budget to track your saving and spending. Click on the XLS link and select save to your desktop to start your budget worksheet.
(XLS)
       
When Your Broker Calls, Take Notes!

When Your Broker Calls, Take Notes!
Keep track of conversations you have with your adviser with this notepad.
(PDF) (DOC)

How to read your account statement

How to read your account statement
Understand the jargon and learn what information you should review on your account statements. Using our account statement tool you can learn to dig deeper into your investment strategy.

       
Student Budget worksheet

Student Budget worksheet
Every student needs to create a budget and stick to it. It takes about an hour to set up a budget. Use this worksheet to help you plan.
(XLS)

 

Gift giving budget and worksheet Gift giving budget and worksheet
It's easy to get caught up in the good feelings of giving and overspend on special occasions. But with a little planning, it is possible to put together - and - stick to a budget you can really afford for events, gifts, and travel too.
(XLS)