Question 1: I know my overall income will increase in the future.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 2: I like the idea of a fixed return and stability.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 3: Investing in the stock market is like gambling. There's no way you can win.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 4: I want investments that are on the leading edge: high tech, pharmaceuticals, emerging countries.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 5: In choosing an investment for my son's or daughter's post-secondary education fund, I'd stick with

1. certificates of deposit 2. government bonds and insured mortgage-backed securities 3. corporate bonds 4. stock or equity mutual funds 5. speculative investments

Question 6: I think the professional money management and added diversification provided by mutual funds makes them a smarter investment than individual stock.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 7: I have too much debt.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 8: I'm happy to settle for less return if I know my capital is completely safe.

1. definitely 2. could be 3. maybe 4. maybe not 5. no way

Question 9: I have:

1. four or more dependants 2. three dependants 3. two dependants 4. one dependant 5. no dependants

Question 10: I plan to retire in about:

1. currently retired 2. 1 to 4 years 3. 5 to 9 years 4. 10 - 19 years 5. 20 years or more

Question 11: The total value of my assets less my debts (my net worth) is:

1. under $15,000 2. $15,001 - $50,000 3. $50,001 - $150,000 4. $150,001 - $350,000 5. more than $350,000

Question 12: My emergency fund equals:

1. one to two months' salary or less 2. three months' to six months' salary 3. seven months' to nine months' salary 4. ten months' to one year's salary 5. more than one year's salary