The 2010 federal budget: What should you know?The government is clearly staying the course with its 2010 budget. The budget does attempt to follow through on commitments made in last year’s plan. The focus remains on gradually reducing the deficit over the next five years so there’s little new spending. The government is also holding the line on income tax. There are neither cuts nor increases. How will HST impact Ontarians?Ontario's businesses stand to benefit from a $4.5 billion tax break with the introduction of the HST. Unfortunately, Ontario's consumers will pick up much of the slack. Read this to find out what you’ll be paying more for after July 1, 2010, if you live in Ontario. Easy ways to save moneyTwelve simple things you can do to tighten your belt and save money. Things like keeping your car longer, paying cash for items, shopping smarter, do things yourself and more. Coaching your financesGetting the right advice is crucial, but picking the right adviser is most important. Look at the training of an advisor, understand how the advisor is compensated and understand any fees you may have to pay. Having 'the talk' with today's youthSlightly risqué financial literacy website may be just what's needed to get young people interested in money. Sex and hockey to the rescue. How to get people - especially young people - to dig into a topic that confuses, bores or scares them. Schools have failed on the financial literacy frontOur education system is not providing the essential skills necessary for Canadians to understand money management. There are a few concepts central to good money management that are the foundation of financial prosperity. Financial Basics - a financial literacy workshopAre you interested in offering a financial literacy workshop in your post-secondary educational institution or community organization to help young adults achieve financial freedom?
Financial Basics is a financial workshop to help young adults learn about budgeting, saving, credit, investing, fraud prevention and financial planning. Money and investing: A study of financial literacy in OntarioA survey conducted of Ontarians for Investor Education Fund in October 2010 reveals big gaps in people’s knowledge about investing and managing finances. The survey included more than 20 questions about investing, borrowing and financial planning. Here's how our participants did - and what we learned. Money essentials: A survival kit for studentsAre you attending high school, college or university? Is your child, or someone else you know? This month is all about money matters for students. You’ll learn about calculating education costs, saving and budgeting, paying off student debt, using credit cards, tax tips and more. Tying the financial knot: 7 simple steps for couplesMoney troubles are often cited as a leading cause of marital stress and divorce. But did you know that the amount of debt you and your spouse have before you say “I do” is a strong predictor of your married bliss? Learn more now about how to get off to a better start as newlyweds. Get the most after-tax bang for your investing buckDeciding how to break out where investments should be held is not so easy. Decisions about where to hold investments can have a significant long-term effect on your wealth. Here are some key rules to follow to squeeze the most out of your investments. Six Lessons for InvestorsThere is almost no limit to the ability of investors to ignore the lessons of the past. This cost them dearly last year. Here are six of the most important of these lessons. Online Investing: What you need to knowOnline investing today puts more information, support tools and services into consumers' hands making it easier and quicker to act on their financial market decisions, all at a lower cost. Did you know? Acting on an insider tip is illegalTipping is closely related to illegal insider trading. In general, insider trading involves buying or selling a security of a public company with knowledge of material information about the company that has not been publicly announced. Active Retirement: Looking Forward To FreedomRetirement is a phase of life that many people look forward to with both anticipation and trepidation. It will be nice to have so much time to yourself without the pressure of working, but how will you live? |