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Group TFSAs

...know about Group TFSAs All TFSA investment earnings are tax-sheltered, but contributions are not tax deductible. As of January 1, 2018, you (or you and your employer) can contribute up...

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TFSA basics

Tax-free savings accounts (TFSAs) are designed to help Canadians save more. 9 things to know about TFSAs TFSAs are available to Canadians age 18+. The annual contribution limit is indexed...

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Comparing TFSAs and RRSPs

TFSAs and RRSPs both offer tax advantages to help you reach your savings goals. If you can afford it, a good strategy is to contribute as much as you can...

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TFSAs 101

A brief look at how Tax-Free Savings Accounts (TFSAs) work.

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Group TFSAs

A type of workplace savings plans. A group TFSA works the same way as an individual TFSA. While you’ll have a variety of investment options to choose from,...

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RRSP and TFSA contributions

Any money you hold in RRSPs and TFSAs is tax sheltered. RRSP contributions are tax deductible, but TFSA contributions are not. Making RRSP contributions You must have “earned income” to...

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Savings bonds basics

...date of the bond. You can hold savings bonds in registered investment accounts like TFSAs, RRSPs, and RRIFs. CSBs are only available through your employer if they offer a payroll...

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3 types of return

...paid for it, you’ll have a capital loss. Consider taxes before you invest Non-registered investment accounts have no special “tax status” the way registered accounts, such as RRSPs or TFSAs,...

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Types of bonds

...pay tax on it. Key point Strip bonds and real return bonds are usually better suited for tax-sheltered plans, like RRSPs, TFSAs or RRIFs, because of the way tax is...

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How RRSPs work

...offer tax advantages. Learn how they differ by reading Comparing TFSAs and RRSPs. Take action Use this RRSP calculator to figure out how much you need to save for retirement....

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Your first job

...think about contributing to an RRSP or a TFSA. These plans have certain tax advantages and can help your savings grow faster. RRSPs and TFSAs can hold cash, GICs, stocks...