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Nasdaq

the National Association of Securities Dealers Automated Quotation System. NASDAQ is a computerized system that provides price quotes for securities traded over-the-counter. An American stock exchange and the second-largest exchange in the world by market capitalization, behind the New York Stock Exchange.

National child benefit

A government imitative that makes monthly payments to low-income families with children. Also provides other benefits and services to meet the needs of families with children.

Net asset value (NAV)

The amount that a single mutual fund unit is worth in dollars. It is based on the value of the assets of the fund, less the fees, expenses and taxes, divided by the number of units in the fund.

Net assets

For a person or company, the total of savings and other assets (for example, a house if you own one) minus any debts or liabilities.

Net pay

Your "net" or "take home" pay is your gross pay, less all amounts deducted by your employer, such as taxes and retirement contributions.

Net return

The amount you make from an investment after you pay fees and other costs, including taxes.

Net worth

The value of all your assets, less what you owe.

New York Stock Exchange

An American stock exchange, and the world's largest stock exchange by market capitalization. The exchange trades stocks for some 2,800 companies.

No-load fund

A mutual fund that does not charge a sales fee or commission when you buy or sell its units.

Nominal rate of return

The amount of money you make on an investment before expenses - this rate of return doesn't factor in expenses such as taxes, fees or inflation.

Non-guaranteed

Investments that do not guarantee what you will make. You could lose some or all of your money. Examples include mutual funds, stocks, real estate, gold and income trusts.

Non-refundable tax credit

Non-refundable tax credits can only be used against tax that you would otherwise owe.

Non-viability contingent capital (NVCC) securities

Subordinated debt or preferred shares that are issued by banks and can be converted into common stock if a trigger event occurs.

Notes to financial statements

Part of a company's financial statements. Provides details and additional information pertaining to the company's operations and financial position that are left out of the main statements.

NYSE

See New York Stock Exchange.

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