#5: Care more about your money than anyone else does

Even if you work with an adviser who is committed to doing his or her best with your resources, the decisions – and the results – are ultimately your responsibility. Know what you own, and track your investmentInvestment An item of value you buy to get income or to grow in value.+ read full definition performance.

Take charge of your financial future

• What to expect from an advisor
• 3 reasons to keep track
• Your responsibilities as an investor
• 8 questions to ask an advisor
• 5 steps to assess your advisor

The Universal Truths

#1: Know your money personality

#2: Know what you’re saving for and have a plan to get there

#3: Know your cash flow

#4: Shop around to get the best value for your money

#5: Care more about your money than anyone else does

#6: Be a saver, not a borrower

#7: Understand when it’s too good to be true

#8: The sooner you start saving, the better off you will be