Calculate your net worth – the difference between what you own and what you owe – and compare your results to other Canadian households.

Use the calculator to calculate personal or household net worth. You can use the asset and liability categories listed or add your own.

Step 1 of 3 - Enter your assets

Cash and equivalent assets

Cash and equivalent assets are those you could easily access if you needed the money right away. These are also called your “liquid” assets because they can be turned into cash (or liquidated) quickly.

Chequing account(s):

Savings account(s):

Investment assets

Investment assets may include assets inside or outside of a registered account. Investments in registered accounts, such as RRSPs or TFSAs, may include cash, since they are not as liquid as cash or equivalent assets.

Registered Retirement Savings Plan(s) (RRSP) investments:

Non-registered investments (mutual funds, GICs, stocks, bonds):

Personal assets

Personal assets are often illiquid – they are difficult to turn into cash quickly. This category of assets includes your home, valuable items or objects of diminishing value like your car.

Principal residence:

Car(s):

Total cash and equivalents:

Total investments:

Total personal assets:

Total assets:

Step 3 of 3 - Results

Estimated net worth:

Total assets:

Total liabilities:

Learn how to reduce your debt and raise your net worth.

Breakdown of Canadian households by net worth:

Hover over the graph to see the percentage of Canadian households by net worth, and see where you fit in.

Hover over the graph to see how your results compare to average Canadian household income and net worth.

Tell us about yourself to compare your household income and net worth with national and provincial averages:

Which region do you live in?*

How old are you?*

What is your net household income?

Do you live by yourself?

Yes

Are you engaged in paid work?

Yes

What is your gender?

Male

Female

Any results or calculations displayed on this site are made available for information purposes only, and do not constitute financial or legal advice. By using this calculator, you agree to our Website and Social Media Terms of Use and Privacy Policy.

Assumptions

Family unit net worth data in this calculator was estimated from the Statistics Canada Survey of Financial Security (SFS), 2006 using a blend of the average interest rate on a 3-year GIC and the average annual growth rate of the S&P/TSX Composite index since 2006 as a proxy for consumer earnings on investment (a mix of equities and fixed income is the norm in Canadian portfolios and group retirement plans). The family unit includes economic families (a group of two or more persons who live in the same dwelling and are related to each other by blood, marriage, common-law or adoption) and unattached individuals (a person living either alone or with others to whom he or she is unrelated).
Average Canadian median net worth is $173,000. People under 35 typically have a lower net worth than this, while individuals over the age of 50 typically have a higher net worth.
Household income data in this calculator was adapted from the Statistics Canada Table 202-0403: Average total income, by economic family type, 2011 constant dollars, annual (dollars).
Due to data limitations, household income is divided into two age categories, 18-64 and 65 or older.