Use this calculator to plan your cash flow in retirement. You can estimate how long your money will last, and the impact of changes in external factors (investment return) and personal choices (lifestyle decisions, spending) on your cash flow, based on:

  1. How much money you have invested, and how much you’ll need to take from your investments annually to support your retirement lifestyle.
  2. Your best estimates for how much money your investments will earn.
  3. Estimates of your annual income (pre and post retirement) and your expenses during retirement.

Complete each section to get your results.

Step 1 of 6 - Retirement planning

Your age when you left or plan to leave the workforce.