RRSPs (for retirement)

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Registered Retirement
Savings Plans (RRSPs)

How to save for retirement while you shelter your income from tax.

Four common types of RRSPs

What investments can I choose for my RRSP?

RRSPs in your family and career-building years

If you’re like many Canadians, you will need savings of your own to help pay for your retirement. A Registered Retirement Savings Plan (RRSP) can be a great way to save.

How do Registered Retirement Savings Plans (RRSPs) work?

Chapter 1:
What is a Registered Retirement Savings Plan (RRSP)?
Chapter 2:
What choices do I have when I invest in an RRSP?
Chapter 3:
How do I contribute to an RRSP?
Chapter 4:
What will it cost me to have an RRSP?
Chapter 5:
Is the money in my RRSP safe?
Chapter 6:
How can an RRSP help me at this stage in my life?

How do I open a Registered Retirement Savings Plan (RRSP) account?

Chapter 1:
Where can I open a Registered Retirement Savings Plan (RRSP)?
Chapter 2:
How do I choose an RRSP that's right for me?
Chapter 3:
What steps do I take to open an RRSP?
Chapter 4:
How often should I contribute to my RRSP?
Chapter 5:
How do I take money out of my RRSP?

Where should I put my money?

Chapter 1:
Should I pay down debt or contribute to my Registered Retirement Savings Plan (RRSP)?
Chapter 2:
When does it make sense to contribute to my RRSP?
Chapter 3:
When does it make sense to pay down debt instead?
Chapter 4:
Can I do both: pay off debt and contribute to my RRSP?

Visit the Retirement section for more information.

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