Use this calculator to see how changes to your spending habits can impact your budget and help you save more of your money.

Input your regular non-essential expenses and the frequency of your spending. Essential expenses are expenses that are required for living. Non-essential expenses are the extra things you spend your money on, generally wants rather than needs, and includes items like dining out, coffee, video games and magazines

Calculate how much you could save per week, per month and per year by cutting back on your expenses by a certain percentage or dollar amount.

Total Spending


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  1. 7 days in a week.
  2. The average number of days in a standard 365-day year (leap years not included).
  3. 52 weeks and 12 months in a year.
  4. Numbers may not be exact due to rounding or averaging methods. Amounts are rounded to the nearest dollar.