…it’s designed to do Sample monthly annuity payment* Straight life (no options) Provides you with income for life $536 Life plus 5-year guarantee Provides you with income for life Guarantees 60…
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How to buy GICs
…can pay by cheque or transfer from a bank account or another GIC that is maturing. Compare GIC rates To compare interest rates for GICs from banks and other companies…
Rewards credit cards
…compare cards. What fees do rewards credit cards have? Before signing up for any credit card, you should be aware of the fees associated with it. The fees can include:…
About Us
…OSC administers and enforces the Securities Act (Ontario) and the Commodity Futures Act (Ontario). Specifically, the OSC works to protect investors by making and enforcing rules governing the securities industry…
The top differences between TFSAs, RRSPs and FHSAs
…No No Your contributions are tax-deductible Yes Yes No Your money is tax-sheltered while it stays in the account Yes Yes Yes Your withdrawals are tax-free No Yes Yes There…
Opening an RESP when you’re not the child’s parent
…the over-contribution amount until it is withdrawn from the RESP. Learn more about RESPs and the roles played by subscribers, beneficiaries, primary caregivers, and providers. What you need to open…
How can the OSC Inquiries and Contact Centre help you?
…The OSC’s Whistleblower Program offers protections for people who come forward with information about potential violations of Ontario securities law and Ontario commodity futures law. Examples of violations include: illegal…
How a fraudster might approach you
…messages. Use this checklist to protect your financial information online and help prevent identity theft. Social media channels or websites Many scams use social media channels or websites. Scammers may…
Encouraging Retirement Planning through Behavioural Insights
…each of the messages was in prompting employees to (1) access the calculator and (2) begin completing the calculator. The experiment found that helping people imagine their social selves in…
Why we prefer to go with the flow instead of changing course
…stick with the status quo, even though there are instances where changing things up makes financial sense. On this page you’ll find What is status quo bias? What does status…