…the over-contribution amount until it is withdrawn from the RESP. Learn more about RESPs and the roles played by subscribers, beneficiaries, primary caregivers, and providers. What you need to open…
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How can the OSC Inquiries and Contact Centre help you?
…The OSC’s Whistleblower Program offers protections for people who come forward with information about potential violations of Ontario securities law and Ontario commodity futures law. Examples of violations include: illegal…
How a fraudster might approach you
…messages. Use this checklist to protect your financial information online and help prevent identity theft. Social media channels or websites Many scams use social media channels or websites. Scammers may…
Encouraging Retirement Planning through Behavioural Insights
…each of the messages was in prompting employees to (1) access the calculator and (2) begin completing the calculator. The experiment found that helping people imagine their social selves in…
Why we prefer to go with the flow instead of changing course
…stick with the status quo, even though there are instances where changing things up makes financial sense. On this page you’ll find What is status quo bias? What does status…
5 conversation starters to build better money habits
…Summary 1. “Have you tried loud budgeting?” It might feel easier to cave into peer pressure to spend in order to keep up appearances, rather than stick to a budget….
How RDSP payments and withdrawals work
…Benefit. or provincial benefits in most provinces. In Ontario, RDSP payments do not affect provincial disability benefits, however in some provinces they may be affected. Learn more about provincial rules for…
Fraud Prevention Month 2026
…protect your money and avoid fraudulent people or companies. How do you help someone who was scammed? It can be a tough to convince loved ones that they may be…
Create your investment plan
…also help prepare you for the normal ups and downs of the market and take advantage of opportunities as they arise. 5 steps to creating your plan 1. Set specific…
Taking caution: Financial Consumers and the Cryptoasset Sector
This report, prepared by the Investor Office of the Ontario Securities Commission, sheds light on financial consumers’ views on and understanding of crypto assets (commonly referred to as “cryptocurrencies”), as…