GetSmarterAboutMoney.ca | GetSmarterAboutMoney.ca | GetSmarterAboutMoney.ca

Français
- Getting startedLearn about the stock market, investment types, and how to get started.
- Understanding riskLearn about the risk-return relationship, risk tolerance, and why it matters.
- Psychology of InvestingMake better financial decisions by learning about behavioural insights.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
- Tracking your progressLearn how to track your investing progress and see how you're doing.
- Rules and regulationsRegulators protect investors in Canada by setting and enforcing securities rules.
- Community outreachOSC in the Community takes the OSC's mandate from Bay Street to Main Street.
- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
- Real estateBuying a home is a way to invest your money and diversify your portfolio.
- StocksStocks give you equity in a company, and are traded on a stock exchange.
- More complex investmentsComplex investments have potential for high reward, but also higher risk.
- RDSPPeople with disabilities can save with a Registered Disability Savings Plan.
- RESPSave for your child's education with a Registered Education Savings Plan.
- RRIFYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
- BudgetingA budget can help you manage your spending, saving, and plan for the unexpected.
- Life EventsLearn about how your financial needs may change at different stages of life.
- Making a planHaving a plan can make it easier to make the right investing decisions for you.
- Managing debtDebt shouldn't get in the way of your saving and investing. Learn how to manage it.
- Personal insurancePersonal insurance coverage can help protect you and your loved ones.
- RetirementPlanning for retirement helps you determine how much to save and where.
- Running a small businessImprove your financial knowledge for your business and your personal life.
- Saving moneyKeep your financial goals on track by saving some money each month.
- Understanding taxLearn more about how tax filing and tax deductions work.
- Wills and estate planningPreparing a will and estate plan ensure your final wishes are taken care of.
- Types of fraudLearn how to spot frauds and scams and what they look like.
- Making a complaintKnow your options for making a complaint.
- Reporting fraudIf you suspect you've been a victim of fraud, report it immediately.
- Checking registrationAlways check the registration of anyone trying to give advice or sell investments.
- Investor warnings and alerts
- CalculatorsPractice calculating compound interest, savings, debt consolidation, and more.
- Quizzes and toolsCheck your knowledge of scams, behavioural biases, and other financial tools.
- WorksheetsTry our downloadable tools to help you plan and budget.
- VideosOur videos show you the basics of investment types, frauds to watch for, and more.
- Investing chartsSee the impact of market ups, downs, and more based on historic data.
- Research & reportsDive into groundbreaking research to better understand retail investor behaviours, attitudes and experiences.
- Investing introductionIf you’re new to Canada or investing visit our multilingual site for more information in 23 languages.
- Investor NewsStay informed about the latest investor initiatives, educational resources, and warnings/alerts.
- Investing questionsFind unbiased answers to your investing questions from a trusted source.
- Get Smarter About CryptoLearn more about crypto assets including how they work, rules and regulations, and crypto fraud. If you are considering investing in crypto assets, always work with a registered crypto asset trading platform.
- Investing fundamentalsExplore the eight fundamentals that can help you make smarter investing decisions.
- Investment reportingWalk through the steps to see how your investments are doing.
Investing Academy

Get Smarter About Money

Improve your financial knowledge with our free, unbiased resources. Brought to you by the Ontario Securities Commission.

Ramp up your financial knowledge

What to ask if you need to borrow money

When does it make sense to borrow money? These tips will help you answer that question.

8 borrowing options

There are several different ways to borrow money, each with different kinds of fees, interest rates, and ways to repay.

Strategies to pay down debt

The sooner you pay off your debts, the sooner you can put money into savings or an investment.

Spot and stop long-haul scams

Pig butchering scammers take a long-haul approach to get what they want from victims. Find out more about these scams and how to avoid them.

Check before you invest

Always confirm that a company or person you’re looking to invest with is registered to sell investments or give financial advice.

Social influencers and your finances

Just because someone has a lot of followers on social media, doesn’t mean their advice is right for you.

5 min read

Curious about crypto?

5 min. read

Join our crypto chameleon on a tour of GetSmarterAboutCrypto.ca. You’ll see all the shades of crypto assets from the rules and regulations to stories about crypto frauds.

Learn more about Crypto

In the spotlight

Investor insights

Check out our groundbreaking research to better understand retail investors.

Research and reports

Investor outreach and helpful resources

Quick Links:

Contact us

Connect with us via email or phone

Contact