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How RESPs work

The Registered Education Savings Plan is designed to help you save for a child’s education after high school.

Calculate your RESP savings

Use this calculator to estimate your child’s future education costs, and compare with your planned…

Opening an RESP

When opening an RESP consider where you’ll open it and how you’ll invest your contributions.

6 reasons to open an RESP

There are several good reasons to open an RESP.

Understanding group RESPs

Group RESPs are sold only by scholarship plan dealers.

Choosing an RESP provider

8 questions to ask the RESP plan provider or promoter.

Opening an RESP when you’re not the child’s parent

Anyone can start an RESP for any child.

Educational assistance payments (EAPs)

When a student starts taking payments from their RESP it’s called educational assistance payments.

If your child doesn’t continue their education

There are things you can do with an RESP if your child doesn’t continue school.

RESPs 101 Part 1: What is an RESP?

In this video, learn about how an RESP works to grow your child’s education savings.

RESPs 101 Part 2: What types of RESPs are there?

In this video, learn the differences between Individual RESPs, Family RESPs, and Group RESPs.

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