Create a realistic picture of where your money is going.
Budgeting
A budget can help you manage your spending, saving, and plan for the unexpected.
Track where your money goes
Use this calculator to estimate your monthly cash flow, and see if your balance is positive or negative.
5 conversation starters to build better money habits
Get closer to your financial goals and budget targets through chats with trusted friends and family.
Create a balanced budget
A budget can provide a clearer picture of how you manage your money.
If you spend more than you earn
Learn how to better balance your spending and earning, and 10 tips to save money.
Needs versus wants
Deciding spending priorities is important.
Plan for occasional and unexpected expenses
Some expenses are harder to predict than others, having a plan can help.
How to budget on a fluctuating income
Tips to help you follow a budget even when your income varies month to month.
Inflation and your household budget
If your paycheque isn’t stretching as far, it’s a good time to look at your personal finances.
Take the stress out of budgeting
Relax. Take a deep breath and learn about ways to make a budget that works for you.
When to review your budget
It’s a good idea to review your budget when your financial situation changes.
Get your finances vacation ready
Avoid financial stress by taking a few steps before your hard-earned holiday.