An OSC study examined the financial lives of retired Canadians and those approaching retirement.
Research & reports
Delve into our research on Canadians’ needs and habits in finances and investing.
Canadian crypto survey results for 2023
OSC survey provides insights on the evolution of Canadians’ crypto ownership and knowledge.
Shedding light on dark patterns
An OSC report looks at the use of digital engagement practices and their impact on investor behaviour.
Gamification & other behavioural techniques
Digital mobile-friendly platforms can make it easier to invest. But those same platforms may influence retail investor decision-making.
Canadian attitudes about crypto – 2022
The OSC’s 2022 Crypto Asset Survey provides useful insights about the crypto ownership and knowledge of Canadians.
Self-Directed Investors: Insights and Experiences
In a year defined by the uncertainty of a pandemic, many retail investors became active in the capital markets.
Investing and the COVID-19 Experience
This study was part of the OSC’s ongoing efforts to monitor the impact of the pandemic on investors and markets.
Protecting Aging Investors through Behavioural Insights
A review of literature from behavioural science, psychology and economics revealed that there are several biases that have a greater impact on decision-making as individuals age.
The Investor Experience 2020
This survey examined the financial stress of the COVID-19 pandemic on retail investors in Canada.
Financial Literacy: A Foundation of the Investor Experience
Achieving progress in increasing financial literacy may be key to strengthening investor protection and experiences.
Improving Fee Disclosure through Behavioural Insights
This research report that identifies behaviourally informed ways to improve how investment fees are communicated to investors.
Encouraging Retirement Planning through Behavioural Insights
This research report that identifies behaviourally informed ways that government, regulators, employers, and financial institutions can encourage retirement planning.