About Us | GetSmarterAboutMoney.ca

Français
- Getting startedLearn about the stock market, investment types, and how to get started.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
- Making a planHaving a plan can make it easier to make the right investing decisions for you.
- Tracking your progressLearn how to track your investing progress and see how you're doing.
- Understanding riskHaving a plan can make it easier to make the right investing decisions for you.
- Rules and regulationsRegulators protect investors in Canada by setting and enforcing securities rules.
- Psychology of InvestingMake better financial decisions by learning about behavioural insights.
- Community outreachOSC in the Community takes the OSC's mandate from Bay Street to Main Street.
- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
- BondsBonds are an investment that generate interest after a fixed period of time.
- Crypto assetsCrypto assets are digital investments with different opportunities and risks.
- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
- Real estateBuying a home is a way to invest your money and diversify your portfolio.
- StocksStocks give you equity in a company, and are traded on a stock exchange.
- More complex investmentsComplex investments have potential for high reward, but also higher risk.
- RDSPsPeople with disabilities can save with a Registered Disability Savings Plan
- RESPsSave for your child's education with a Registered Education Savings Plan.
- RRIFsYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPsA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAsA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
- BudgetingA budget can help you manage your spending, saving, and plan for the unexpected.
- Life eventsLearn about how your financial needs may change at different stages of life.
- Managing debtDebt shouldn't get in the way of your saving and investing. Learn how to manage it.
- Personal insurancePersonal insurance coverage can help protect you and your loved ones.
- RetirementPlanning for retirement helps you determine how much to save and where.
- Running a small businessImprove your financial knowledge for your business and your personal life.
- Saving moneyKeep your financial goals on track by saving some money each month.
- Understanding taxLearn more about how tax filing and tax deductions work.
- Wills and estate planningPreparing a will and estate plan ensure your final wishes are taken care of.
- Types of fraudLearn how to spot frauds and scams and what they look like.
- Making a complaintKnow your options for making a complaint.
- Reporting fraudIf you suspect you've been a victim of fraud, report it immediately.
- Checking registrationAlways check the registration of anyone trying to give advice or sell investments.
- Investor warnings and alerts
- CalculatorsPractice calculating compound interest, savings, debt consolidation, and more.
- Quizzes and toolsCheck your knowledge of scams, behavioural biases, and other financial tools.
- WorksheetsTry our downloadable tools to help you plan and budget.
- VideosOur videos show you the basics of investment types, frauds to watch for, and more.
- Interactive investing charts
- Research & reportsDelve into our research on Canadians' needs and habits in finances and investing.
- Investing introductionVisit our multi-lingual site for information for those new to investing or new to Canada, or both.
- Investor NewsStay informed about the latest investor initiatives, educational resources, topical issues, key dates, and investor warnings/alerts from the Ontario Securities Commission’s Investor Office.
- Investing questionsOur Investing questions site offers clear, unbiased answers to your questions on investing, from a trusted source.
- Investing fundamentalsThis site brings you on a visual journey of key investing concepts. No matter your age, income or goals, these eight fundamentals can help you make smarter investing decisions.
- Investor officeVisit the Investor Office website to learn more about how we lead investor-focussed education and outreach, research, and policy initiatives at the Ontario Securities Commission.
- Investment reportingThis site guides you through the steps to learn how your investments are doing. Then you'll know when to make changes in order to meet your goals.
- Interviews

The Ontario Securities Commission

The Ontario Securities Commission (OSC) is an independent Crown corporation that is responsible for regulating the capital markets in Ontario. Our statutory mandate is:

To provide protection to investors from unfair, improper or fraudulent practices, to foster fair, efficient and competitive capital markets and confidence in the capital markets, to foster capital formation, and to contribute to the stability of the financial system and the reduction of systemic risk.

Providing protection to investors is a key part of the OSC’s mandate. As a regulatory agency, the OSC administers and enforces the Securities Act (Ontario) and the Commodity Futures Act (Ontario). Specifically, the OSC works to protect investors by making and enforcing rules governing the securities industry in Ontario.

The Investor Office

GetSmarterAboutMoney.ca is managed by the Investor Office of the OSC. The Investor Office sets the strategic direction and leads the OSC’s efforts in investor engagement, education, outreach and research. The Investor Office also has a policy function, plays a key role in the oversight of the Ombudsman for Banking Services and Investments (OBSI), and provides leadership at the OSC in the area of behavioural insights and improving the investor experience.

Visit our other resources

CheckBeforeYouInvest.ca – Always check the registration of any person or business trying to sell you an investment or give you investment advice.
InvestingQuestions.ca – Have a question about investing or the investment world? Ask us or read what other investors are curious about.
InvestingIntroduction.ca – Whether you are new to investing or new to Canada, investing for your future is important. And no matter how much (or little) money you have to invest, having the right information and resources can help you make better decisions for you and your family.
GetSmarterAboutRealEstate.ca – A multimedia feature article that combines information and design to guide readers through several types of common real estate investment securities, including real estate investment trusts and limited partnerships, mortgage investment entities and syndicated mortgages, and uses video interviews with OSC staff members to help explain the topic.