…than other credit cards How do prepaid and secured credit cards work? There are two types of cards which work a little differently than typical credit cards: Prepaid credit cards…
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How to check your credit report
…information and public records. The financial information contained in your credit report includes but is not limited to: Credit you use, including credit cards, retail store cards, lines of credit,…
Rewards credit cards
…rewards credit cards? Some credit cards offer rewards that you earn as you use the credit card that you can redeem later. For example, you may receive discounts at certain…
Strategies to pay down debt
Debt can be a useful financial tool. Loans can help you buy a car or a home. And if you use credit cards, you can sometimes collect other benefits like travel…
How to avoid holiday debt
…time to wrap the gift. 4. Use your credit card wisely. Most Canadians pay off their credit cards each month. However, holiday spending can put a strain on how quickly…
How to budget when you’ve started living on your own
…credit cards charge an annual fee. Before you sign up for a credit card, make sure to read the fine print. Take a look at how credit cards work and…
10 ways to make it easier to save
…budgeting apps that can help you save. Join a savings plan at work. Use unused gift cards – Check the balances of your gift cards and use them towards saving…
What to consider before borrowing against your home
…cons before borrowing against your home. ItemAdvantagesDisadvantagesBorrowing costs Interest rates on home equity loans and lines of credit are lower than other types of credit, such as credit cards. If you…
What is identity theft?
…information and used it to apply for credit cards or loans in your name, it will affect your credit rating. Summary Identity theft is when someone uses your personal information…
Investor News
…Build Your Nest Egg; Long-Term Investing January 31, 2019: Investor News: Fresh Start; Regulatory Burden Reduction; Reduce Your Debt; FSRA; Net Worth Calculator; Credit Cards; Financial Abuse of Seniors; RRSPs November…