…Learn more about how RESPs work, the types of RESPs, and the fees involved. On this page you’ll find What is an RESP? What are the three types of RESPs?…
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Opening an RESP when you’re not the child’s parent
…RESP to another child Transfer the RESP to an RRSP Close the RESP If you decide to close the RESP, your own contributions are returned to you. You will have…
6 reasons to open an RESP
…RESP savings grow tax free You don’t pay tax on any investment earnings as long as they stay in the RESP. That means your savings can grow faster. 3. EAPs…
Opening an RESP
6 steps to opening an RESP 1. Get social insurance numbers You will need your social insurance number to open an RESP. Your child or other beneficiaries will also need…
Choosing an RESP provider
The company that sets up your RESP is called the plan provider or promoter. RESPs from a financial institution — like a bank, trust company, credit union, caisses populaires or…
RESPs 101 Part 1: What is an RESP?
…learn about how an RESP works to grow your child’s education savings, how much money you can put into an RESP, and what investments you can hold in an RESP….
RESPs 101 Part 2: What types of RESPs are there?
In this video, learn the differences between Individual RESPs, Family RESPs, and Group RESPs….
RESPs 101 Part 2: What types of RESPs are there?
In this video we introduce the differences between Individual RESPs, Family RESPs, and Group RESPs….
RESPs 101 Part 1: What is an RESP?
…learn about how an RESP works to grow your child’s education savings, how much money you can put into an RESP, and what investments you can hold in an RESP….
If your child doesn’t continue their education
…child may decide to continue their studies later Transfer the money to another beneficiary Transfer the money to your RRSP Close the RESP 1. Keep the RESP open An individual…