Investment products
Understanding real estate investments
tax advisor for advice. 2. Real estate limited partnerships A real estate limited partnership (LP) is commonly used to develop a real estate property or to manage completed real estate...
Reducing your estate costs
...estate can be high depending on the province you live in. In Ontario, the fees (officially called an estate administration tax) equal almost 1.5% of your estate’s value. 2. Tax...
Estate planning if you own a business
If you are a business owner, your estate plan should cover both your personal and business assets. Estate planning for business owners is more complicated because it needs to address...
Death of a spouse: estate planning considerations
...your spouse’s estate down the road. Your estate information package should include: a copy of the will and any other estate documents a list of all financial accounts a list...
Covering estate costs
a spouse, these savings become fully taxable at death. How to use insurance to pay estate costs Simply name your estate as the beneficiary. Your estate will pay probate fees...
Investing in Mortgage Investment Entities
Strong housing prices and low interest rates in traditional investment products such as GICs and annuities has fueled an interest of investing in different kinds of real estate securities in...
Using trusts in estate planning
...is created in your will and takes effect upon your death. The assets relating to a testamentary trust form part of your estate, so they are subject to any estate...
Communicating your estate plan
as life insurance and pensions, and a list and description of your debts (such as a mortgage, line of credit or loans) and your major assets (home, other real estate,...