…individual can create the illusion of widespread interest in a small, thinly-traded stock by posting several messages under different screen names. It is also possible for an individual to post…
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How registration protects investors
…contains the names of all registrants (individuals and firms) in Canada. The Registrant Search tool will show you who is registered with the Ontario Securities Commission (OSC), what they are…
If your child doesn’t continue their education
…check with the plan first. 2. Transfer the money to another beneficiary If you have an individual RESP – You may have the option of naming another beneficiary, but the…
Opening an RESP when you’re not the child’s parent
…in your extended family, or the child of a close friend in your life, by opening an RESP in their name. A common example is a grandparent opening an RESP…
How RESPs work
…must be related to the person who opens the plan, (for example, your children or grandchildren), and under 21 when you name them. Contributions for individual and family plans are…
5 conversation starters to build better money habits
…you know your standing. And, if there are any fraudulent accounts open in your name, you should take steps to report them. By starting the conversation about checking your credit…
Tips to keep your credit card safe
…card is stolen, report it right away. Choosing a PIN When choosing your PIN, avoid choosing numbers related to your birth date, phone number, social insurance number or family names….
Leveraging cash value for retirement income
…proceeds are used to repay any outstanding loans. Any remaining value goes to your named beneficiaries. If you contribute the maximum to an RRSP each year, and TFSA each year, consider using…
What is ESG greenwashing?
…and information A company may have advertisements or a website that suggest a fund is focused on ESG when it is not. Some products are named to sound like an…