When to review your plan
| If you’re at this stage of life | Your financial goals may include |
| Post-secondary and early career years You may be getting training, going to college or university, starting a career, or maybe finding a life partner. Spending is often greater than income. |
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| Family and career-building years You may change jobs to enhance your career. Your income usually rises during these years. You may also start a family, and want to save for your children’s education. |
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| The pre-retirement years Your expenses may start to go down, and savings can really start to build. If you have kids, you may help pay for some of their costs, like education or a first home. |
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| Early retirement years You may want to work less and pursue interests like travel, volunteer work or part-time work. |
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| Later retirement years You may become less mobile, and may need to take care of health problems. |
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