Health insurance basics

Your provincial health care plan doesn’t cover all health expenses – private coverage can help bridge the gap.

Provincial health care plans cover a number of health expenses, such as doctor appointments, routine health screenings and hospital care. But there are many health care costs that provincial plans typically don’t cover.

Private health insuranceHealth insurance Insurance that covers some or all of your medical bills if you get sick or hurt.+ read full definition is designed to reimburse you for some or all of the health care expenses not covered by provincial health care plans.

4 key things provincial plans usually don’t cover

  1. Prescription drug costs – if you’re under age 65
  2. Most dental work
  3. Visits to care providers – such as chiropractors and massage therapists
  4. Health care outside the country

Learn more about private health and dental insurance.

Fast facts

Drugs needed to treat a serious illness can cost thousands of dollars – and these may not be covered by your provincial health care plan.

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