…repay the loan? The length of time it takes to repay a loan is called the loan term. The longer the term of your loan, the more interest you will…
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What to consider before borrowing against your home
…sure you read the terms and conditions including how interest is calculated, when payments are due, and what could happen if you miss a payment. What are the ways to…
Gamification & other behavioural techniques
…research report looked at gamification, and other behavioural techniques, used by online brokerages now or that could be used in the future. It also looked at the positive and negative…
Financial Literacy: A Foundation of the Investor Experience
…18 years of age or older residing in Canada. These preliminary findings are part of a broader research study that the OSC Investor Office will publish at a future date….
Retirement Readiness: Canadians 50+
…(CNPEA) and the Ontario Seniors Secretariat. Read the full report About the 2016 survey The 2016 survey was conducted online in both English and French by Innovative Research Group among…
Investor risk, behaviour and beliefs
…leverages new research about our complicated money-selves. The Canadian Money State of Mind Risk Survey 2014,a national study conducted for Investor Education Fund (IEF) by The Brondesbury Group, provides a…
Steps to offering a financial lifeline
…They may be dealing with these challenges while also searching for new employment or a new place to live. If you’re thinking about offering someone help, first make sure that…
6 money management tips for the sandwich generation
…guiding them to financial independence. Talk to your parents about protection Many seniors don’t consider buying long-term care insurance until it becomes too expensive. Talk to your parents about their…
How to budget for charitable giving
…86,000 of these are registered charities). Canada Helps has an online directory where you can search Canadian charities by sector and learn about the work they do. Whenever your money…
How to buy and sell mutual funds
…fluctuate throughout the day. What are the common types of mutual funds? There are several types of mutual funds, including: Money market funds – Invest in short-term fixed income securities…