…terms to describe key concepts and different types of fees. Where complex language is unavoidable, a plain language explanation of the term should be made available to clients. Barriers to…
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What is an investment time horizon?
…term. And stocks can be better suited to investors saving for long-term goals. This is because the stock market can fluctuate in the short term but tends to perform well…
Anchoring effect: How meaningless information can affect your financial decisions
…different store. Salary negotiations – Research shows that people who ask for an ambitiously high salary during negotiations are more likely to receive a higher offer from their employer. This…
How AI is being used in finance
…the recommendations it provided. As a result, this lack of transparency should lead you to research further before making a decision based on an AI-fuelled recommendation. OSC research found AI-enhanced…
4 signs of investment fraud and ways to avoid it
…regulator. Check before you invest by searching for the name of any individual to see if they are registered to sell investments or give financial advice. There are other places…
What is a GIC and how does it work?
…of the term (a set number of months or years). When you buy a GIC, you are agreeing to lend the bank or financial institution your money for the term…
What you should know about ESG funds
…strategy. Keep in mind, many ESG funds include terms like sustainable, socially responsible, ethical or green in their name. However, there’s no standard definition of these terms. That means the…
Investing as we age
Read the key highlights and full research results 45% of pre-retired Ontario homeowners 45+ are relying on rising home prices to fund their retirement, according to an OSC Investor Office…
Saving or investing for short-term goals
…Short-term goals can be managed by either saving or investing, or both. Read these tips on the different kinds of financial products that could help you meet your short-term goals….
How registration protects investors
…search tools to find out if a firm or individual is registered and check their background. Check before you invest. The National Registration Search contains the names of all registrants…