…an advisor may be right for you. Some investors choose to work with an investment advisor because they simply are not interested in managing their own investments. What are the…
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How and why to file your taxes
…fees. To confirm eligibility for refundable tax credits or other benefits – Refundable tax credits include the GST/HST Credit, or the Canada Workers Benefit. If you don’t file a return, you won’t…
How annuities work
…a high credit rating. In general, the higher the credit rating, the more likely it is in the opinion of the credit rating agency that a company will meet its…
Saving for a down payment
…accounts can you use to save for a down payment? Summary How does a mortgage work? Unless you’re able to pay for the whole price of the home you want…
Top tips for new investors
…working out, you can change advisors. Learn more about working with an advisor. 9. Know what fees you’ll be paying Understanding the fees you pay when you invest is important because they…
Shedding light on dark patterns
…shown to negatively impact investor welfare. Dark patterns are a type of digital engagement practice that employ user interface choices to coerce, steer, and/or deceive users into making decisions that…
Eight common investment scams and how to spot them
…fraud. 4. Pump and dump scams In these schemes, scammers work through lists of potential investors to promote an incredible deal on a low-priced stock. They will typically use social…
Investing in Mortgage Investment Entities
…a house, strip mall or a piece of land, but the MIE investor doesn’t own a piece of that land or house. These securities are often sold with the promise…
The costs of coming to Canada: Money management tips for new Canadians
…for a home, a car loan, or a credit card, you need to show that you’re likely to pay the money back. Businesses look at your credit score – based…
Can gamification help investors?
…be used to help investors? If you use digital investing platforms, you may have noticed game-like elements such as points, rewards, leaderboards or other similarities to games. These elements are…