…investment certificates (GICs) and bank deposits are considered low risk. That’s because you are offered a guaranteed rate of return, and they are backed by large financial institutions. On the other…
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Hedge funds
…out of date because the investments in a fund can change frequently. Use of complex, high-risk strategies – Hedge funds often use strategies that are difficult to understand and are…
Fraudster trick – Email spam attack
…take if you are email bombed Summary What is an email spam attack? An email spam attack or email bomb is a distraction technique used by cyber fraudsters to bury…
Potential OBSI changes for investment dispute resolution
…investors? We want to hear what you think What is the proposed new regulatory framework for independent dispute resolution? Securities regulators have published for comment a proposed framework for an…
How Exchange-Traded Funds (ETFs) work
…to consider if you’re adding to your investment portfolio. Read the fund’s prospectus and ETF Facts carefully to better understand how the product works and its risks. Consider your risk…
Renting versus buying a home
…on where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a…
How are crypto assets regulated?
…example, this happens when a platform controls the asset on behalf of a user, meaning the investor doesn’t have direct possession or control over it. In these cases, securities regulators…
Service expectations of financial advisors
…“gold star service” for each. Use this list when working with a financial advisor to ensure you get a level of service you deserve and are satisfied with. Service: Providing…
Questions to ask when buying mutual funds
…investment that’s declining in value because there are no buyers. Credit risk Fixed income securities If a bond issuer can’t repay a bond, it may end up being a worthless…
Out of country travel medical insurance
…have this coverage through: a workplace group benefits plan, or a premium credit card that you use to book your travel. If you are not covered by either of these,…