…accordance with a standardized accounting framework, and are typically unaudited, it is critical to understand the additional risks associated with these measures before considering them in your investment decisions. Why…
Here’s what I found on "How credit cards work and how to use credit "
Search results
Showing results 191-200 of 324 Article Article Article Article Article Article Article Article Article Article
Preparing for financial emergencies
…your emergency fund be separate from the account you use for day-to-day transactions because it may also be too easy to withdraw money and spend it on non-emergencies. It’s a…
Investing in the exempt market
…the value of a house. Net assets, alone or with a spouse, of at least $5 million. Net assets generally include all of your assets after subtracting your debt. Companies can…
How fraudsters take advantage of behavioural biases to promote their scams
Every year, thousands of Canadians experience a financial fraud or scam. In fact, 2024 saw $638 million lost in frauds reported to the Canadian Anti-Fraud Centre. Fraudsters use clever tricks…
Long-haul scammers: Fraudsters who invest time to take your money
…This may go on for weeks or months before the topic of money comes up. The scammer could use what they know about the victim’s life — their financial dreams,…
What is ESG greenwashing?
…An investment fund must disclose the investment strategies used to achieve its investment objectives in its prospectus. This includes describing the type(s) of strategies used to achieve ESG targets (for…
Investing as we age
…use: nearly seven-in-ten (69%) women use a financial advisor, slightly more than the six-in-ten men who do (62%). Almost twice as many men as women currently use an online discount…
Making RRSP withdrawals before and after you retire
…money from your RRSP. Once the RRIF is set up, you can’t contribute any more to the plan. Because RRIFs are tax-sheltered, like RRSPs, you can choose to hold investments…
When to review your plan
…retirement lifestyle Early retirement years You may want to work less and pursue interests like travel, volunteer work or part-time work. Starting a new business Turning your retirement savings and…
10 reasons to read the notes to financial statements
…such as: terms on outstanding debt (e.g., interest rates, repayment periods, conversion features) access to unused credit (e.g., lines of credit) assets pledged as security how the recorded debt amount…