…that people feel different levels of ‘pain’ depending on the payment method. For example, you are more likely to overspend when you use a credit card instead of cash because…
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How to budget for charitable giving
…tax credit rate. As of 2023, you’ll receive: 15% federal tax credit for the first $200 of charitable donations. 29% federal tax credit for amounts over $200. Provincial tax credit. If you…
Role of the executor
…liabilities and making a detailed inventory. Locating banks, trust companies or other financial institutions where the deceased may have had accounts or a safe deposit box. Cancelling credit cards. Writing…
How to avoid phishing scams
…be used by scammers in many ways. They could access your bank account or open a new one. They may also apply for a loan or new credit cards under…
Financial and investing tips at any age
…it and need to use credit to cover expenses. Knowledge is power: If you’re thinking about investing, make sure you do research so you know what you’re investing in and…
Profiles of retirement
…40% would use investment income, while 36% plan to use their spouse’s pension plan and 24% intend to use money from selling or downsizing their homes. And pre-retirees were more…
Homeowners and tax
As a homeowner you may be eligible for the following benefits and or tax credits such as the Home buyers’ amount, the Home Accessibility Tax Credit (HATC) and the Principle…
Why should you work with a financial advisor?
…an advisor may be right for you. Some investors choose to work with an investment advisor because they simply are not interested in managing their own investments. What are the…
How AI is being used in finance
…These findings can be used by advisors to support financial decision-making AI is being used in the areas of algorithmic trading, investment research, and sentiment analysis to support financial decision-making….
How and why to file your taxes
…fees. To confirm eligibility for refundable tax credits or other benefits – Refundable tax credits include the GST/HST Credit, or the Canada Workers Benefit. If you don’t file a return, you won’t…