…a high credit rating. In general, the higher the credit rating, the more likely it is in the opinion of the credit rating agency that a company will meet its…
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Saving for a down payment
…accounts can you use to save for a down payment? Summary How does a mortgage work? Unless you’re able to pay for the whole price of the home you want…
Top tips for new investors
…working out, you can change advisors. Learn more about working with an advisor. 9. Know what fees you’ll be paying Understanding the fees you pay when you invest is important because they…
Shedding light on dark patterns
…shown to negatively impact investor welfare. Dark patterns are a type of digital engagement practice that employ user interface choices to coerce, steer, and/or deceive users into making decisions that…
Investing in Mortgage Investment Entities
…a house, strip mall or a piece of land, but the MIE investor doesn’t own a piece of that land or house. These securities are often sold with the promise…
Eight common investment scams and how to spot them
…fraud. 4. Pump and dump scams In these schemes, scammers work through lists of potential investors to promote an incredible deal on a low-priced stock. They will typically use social…
The costs of coming to Canada: Money management tips for new Canadians
…for a home, a car loan, or a credit card, you need to show that you’re likely to pay the money back. Businesses look at your credit score – based…
Prepare for the unexpected
…bank accounts, investment accounts, and credit cards with details and contact information. Keep a copy of your latest account statement(s) in your information package. Estate documents Include a copy of…
Medical and attendant care expenses
If you’ve paid any medical expenses for yourself, spouse, and dependants the 12-month period of the current tax year, you can claim tax credits on your return. Learn more below…
Can gamification help investors?
…responsible use of gamification. The recommendations for authorities, who work to protect you as an investor, include ensuring regulatory and supervisory activities do not prevent positive uses of gamification. This…