…top priority in the new year. If you feel you have knowledge gaps, consider enrolling in Investing Academy — free online courses designed to help people learn the fundamentals of…
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Renting versus buying a home
…on where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a…
How to create a balanced budget
…of your income, expenses, bills, spending and savings. Prepare for unexpected expenses. Compare your after-tax income against your monthly expenses. Support planning for variable and occasional expenses, and future saving….
Confirmation bias: A fundamental risk to your investing decisions
…poses a significant risk to your investing decisions and outcomes. You can combat the effects of confirmation bias by being a contrarian, reminding yourself of past mistakes, and practicing the…
Why we prefer to go with the flow instead of changing course
…stick with the status quo, even though there are instances where changing things up makes financial sense. On this page you’ll find What is status quo bias? What does status…
Shedding light on dark patterns
…and Other Behavioural Techniques. Read the OSC’s latest report What are digital engagement practices? Many digital engagement practices are used by investing platforms, including behavioural techniques, gamification, and design elements…
Artificial intelligence and investor behaviour
…and ethics: The ‘black box’ nature of AI systems and limitations around data privacy and transparency create concerns around clear accountability in cases where AI systems produce adverse outcomes for…
Learn how Fund Facts work
Fund Facts are helpful documents to review if you’re considering investing in a fund. Fund Facts will give you information about the investment mix in a fund, risk rating, its…
Do you give financial advice on social media?
…securities laws. If you are thinking about providing investment advice through social media, or already consider yourself a finfluencer, you should ensure that your activities are in compliance with securities…
Inflation and your household budget
…(such as equities and real estate), typically provide better protection against inflation than others (such as GICs or bonds). Confirm your short-term goals in order of priority. If you are…