…top three, and put them in order of priority. Big financial goals don’t have a one-size-fits-all approach, so be realistic about what’s most important for your situation. Consider the difference…
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Investing and the COVID-19 Experience
…the COVID-19 pandemic OSC Investor Office Published: April 7, 2021 Download the full study Key highlights Canadian investors are not financially prepared for emergencies 31% of Canadian investors said they…
10 ways to make it easier to save
…emergency fund by the end of the year. That fund could be enough to help you through an unexpected expense. Consider trying these 10 strategies to help make it easier…
What is affinity fraud?
…take advantage of behavioural biases to promote their scams. A common type of affinity fraud is a Ponzi or pyramid scheme. These schemes promise everything from making big money working…
Top 10 New Year’s resolutions for investors
…top priority in the new year. If you feel you have knowledge gaps, consider enrolling in Investing Academy — free online courses designed to help people learn the fundamentals of…
Renting versus buying a home
…on where you live. Sometimes renting can make more sense. Renting and owning each have advantages and disadvantages. It can be useful to compare differences between renting and owning a…
How to create a balanced budget
…of your income, expenses, bills, spending and savings. Prepare for unexpected expenses. Compare your after-tax income against your monthly expenses. Support planning for variable and occasional expenses, and future saving….
Confirmation bias: A fundamental risk to your investing decisions
…poses a significant risk to your investing decisions and outcomes. You can combat the effects of confirmation bias by being a contrarian, reminding yourself of past mistakes, and practicing the…
Shedding light on dark patterns
…and Other Behavioural Techniques. Read the OSC’s latest report What are digital engagement practices? Many digital engagement practices are used by investing platforms, including behavioural techniques, gamification, and design elements…
Artificial intelligence and investor behaviour
…and ethics: The ‘black box’ nature of AI systems and limitations around data privacy and transparency create concerns around clear accountability in cases where AI systems produce adverse outcomes for…