…the fraudsters may have been in Canada longer and present themselves as someone that other community members can trust and rely on. Once they have established strong relationships, they convince…
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Pump and dump scams
…by posting several messages under different screen names. It is also possible for an individual to post negative or positive information about a particular stock, in an attempt to affect…
Canadian attitudes about crypto – 2022
…Canadians. Read the full report Key results Crypto Assets 2022 found 13% of people surveyed currently own crypto assets or crypto funds. The survey provides a profile of these crypto…
Mental accounting: How thinking about money affects the way you spend
…such as entertainment, to prevent you from overspending. However, this form of mental accounting can be problematic if you follow limits too strictly. For example, if you under-spend in one…
Ontarians and cryptocurrencies: A first look
…undiversified investments in any single financial product can be risky, especially when, as can be the case with cryptocurrencies, prices are volatile and liquidity is limited. Depending on their characteristics,…
Communicating your estate plan
Create an information package Put together an information package that includes: A copy of your will and other estate documents, plus the location of the original signed copies. A list…
Long-term care insurance basics
…set amount. 2. Coverage is available at later ages Long-term care insurance is available at later ages (usually up to age 80) than many other types of insurance. However, the…
The self-employed and tax
…deduct (or “write off”) business expenses. On this page you’ll find Claiming business expenses Capital property costs Home office expenses Paying income tax by instalments Summary Claiming business expenses You…
Disability insurance basics
…you move to an employer that doesn’t offer disability coverage, having an individual policy ensures that you always have this important protection in place. Your chances of having a disability…
Creating a plan to reach your goals
…had an accident and couldn’t work? How can you lower your taxes? How much income will you need when you retire? How can you reduce taxes on your estate? 3…