1. Sign up for government benefits Check to make sure you have applied for all of the government retirement benefits you are entitled to – this may include Canada Pension…
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Managing money in a second relationship
…or installments in a property buy-out to an ex? How will your pensions be impacted? The experience of losing a partner – to divorce or death – also likely influences…
Contributions and transfers
…over – to their RDSP when you die. Here’s how it works: Your retirement savings must be in an RRSP, a RRIF or a Registered Pension Plan (RPP). The government…
What to do if you’ve been scammed
…Regulatory Authority of Ontario (FSRAO): regulates Financial Planners/Financial Advisors, Pensions, Mortgage Brokers, Life and Health Insurance, Property and Casualty Insurance, Credit Unions, Health Service Providers, Loan and Trust Companies and Co-operative Corporations. Tel: 1-800-668-0128 TTY: 1-800-387-0584 Email: contactcentre@fsrao.ca…
Home equity as a source of retirement income survey
…idea how much they will need to draw from their savings/investments every year after retirement, including their company pensions. Canadians are not saving enough for retirement. One-third (33 per cent)…
Loss aversion: Why people are so afraid of losing money
…can help, including: Automate your behaviour – You can automate your savings through pre-authorized contributions to pensions, savings accounts, or investment accounts. This can prevent you from experiencing loss aversion…
Work with a financial planner
…pension and savings plans. How you feel about risk – and what kind of investor you are. For example, are you a conservative investor or are you more willing to take…
About the program
…Ontario Bell Pensioners Group (Ontario chapters) Ontario Council of Agencies Serving Immigrants Older Adult Centres Association of Ontario Retired Women Teachers of Ontario Toronto Public Library Welcome Centre Immigrant Services…
Budgeting in retirement
…expenses each month (pre-retirement) Your monthly income after retirement (pension, benefits, employment, etc) and your monthly expenses after retirement (including housing, groceries and essentials, travel, insurance, etc) Retirement Budget Calculator…
Where to go if you have a concern or complaint
…multilingual resources visit InvestingIntroduction.ca. Financial Securities Regulatory Authority of Ontario (FSRAO): regulates Financial Planners/Financial Advisors, Pensions, Mortgage Brokers, Life and Health Insurance, Property and Casualty Insurance, Credit Unions, Health Service…