…investments are in a registered account, such as a Tax-Free Savings Account (TFSA) or Registered Retirement Savings Plan (RRSP), it is tax-sheltered. This means your money grows tax-free while it is in the account, and it…
Here’s what I found on "retirement"
Locked-in retirement account (LIRA)
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Preparing for financial emergencies
…give you peace of mind that you can handle life’s unexpected events without taking on debt or adding to your debt, or dipping into any other savings including your retirement…
Managing money in a second relationship
…save for retirement. Spousal RRSPs offer potential tax advantages in retirement if your income differ significantly Crunch the Numbers – Resolve outstanding and potential money issues with your new spouse…
6 money management tips for the sandwich generation
…many Canadians have not considered or are opposed to selling their home as a way of funding retirement. Yet, the sale of a home and downsizing to a condo or…
Worksheets
Try our downloadable tools to help you plan and budget. Personal information inventory (PDF) Monthly budget worksheet (PDF) Financial goals worksheet Gift budget worksheet Retirement budget worksheet (PDF) Retirement cash…
Small business & taxes
…versus an incorporated business Registered Retirement Savings Plan (RRSP) Ontario small business deduction Capital cost allowance Non-capital losses Manufacturing and processing tax credit Personal versus business taxes Business taxes are…
Small business & taxes
…versus an incorporated business Registered Retirement Savings Plan (RRSP) Ontario small business deduction Capital cost allowance Non-capital losses Manufacturing and processing tax credit Personal versus business taxes Business taxes are…
Living for today at the expense of tomorrow
…than invest in a diversified portfolio. Pursuing the promise of immediate returns can result in people losing a lot of money. Retirement savings – The decision to save money runs…
How to manage money as a couple
…Plan – RESP) Planning for retirement (perhaps with an Registered Retirement Savings Plan – RRSP) Try our Love and Money Quiz to help you start talking about money as a…
What is a TFSA and how does it work?
…over your lifetime. For example, you could use it to build an emergency fund of several months’ worth of savings. Or your TFSA could be part of your retirement savings…