…of so-called “stablecoins” was extremely volatile and where their value was significantly reduced. A more accurate term to use is value-referenced crypto asset (VRCA). VRCAs are subject to various risks…
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3 reasons not to borrow
…large purchases or occasional expenses on a credit card. But unless you pay off your credit card right away, your debt will grow each month. 2. It takes away money…
MISSING OUT: Millenials and the Market
…with 67% of millennial investors reporting that they currently work with one or more investment professionals, including 50% who report working with a financial advisor, 16% who report working with…
How to choose a financial advisor
…workshops or give free advice about finance and investing. Look for information on your town or city’s website or check your local newspaper. 2. Your workplace If your workplace offers pension and…
How bonds work
…the discounted value and the face value is your interest. Strip bonds usually offer a higher yield than regular bonds with the same term and credit rating. This is because…
Kids and money: making sure the message hits home
…ability to grasp certain financial concepts will depend partly on their age. Use these learning stages to guide your approach. 3. Find and use key teaching opportunities Share information when…
How market indexes can help you build your strategy
…index is and how index funds work. On this page you’ll find What is an index? How do index funds work? What is passive investing? What is active investing? Can…
What is DIY investing and how does it work?
…DIY approach. Others may use a mix of DIY investing tactics and also use a financial advisor to manage some parts of their portfolio. DIY investing is not limited to…
How overconfidence bias may affect your financial decisions
…the most common behavioural biases. There are many examples of where you might notice it, including: Projects – Whether it be in school, at work, or around the house, people…
An FAQ from OSC in the Community
…scammers get your phone number? There are different methods scammers use to find phone numbers. They buy stolen lists, use public lists, scour social media or social engineer their way…