…account can be used for day-to-day transactions and paying bills. Your savings account can be used for putting money aside until you need it. You can open a savings account…
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How Registered Retirement Income Funds (RRIF) work
…based on your spouse’s age If you have a spouse who is younger than you, you can use their age to calculate the minimum amount you have to take out…
Business & personal finances
…from the bank. 2. Get a business credit card A business credit card helps you build your business credit. Having strong business credit, by paying bills on time, shows potential…
What happens to your TFSA when you die?
…the spouse or common-law partner of the original TFSA holder. The successor holder then becomes the new holder of the TFSA account. The designated beneficiary may be the spouse or…
Kids and money: making sure the message hits home
…ability to grasp certain financial concepts will depend partly on their age. Use these learning stages to guide your approach. 3. Find and use key teaching opportunities Share information when…
How a fraudster might approach you
…messages. Use this checklist to protect your financial information online and help prevent identity theft. Social media channels or websites Many scams use social media channels or websites. Scammers may…
Other types of workplace savings plans
Savings plans may be offered by some employers instead of, or in addition to, pension plans. Find out more about the different types of workplace savings plans your employer may…
IOSCO C8 Report on Senior Investor Vulnerability
…best practice, and to act as a foundation for developing toolkits and work-streams for different regulators to use. The FCA, together with FINRA, have managed this project. The report signposts…
What to do if your tax return is reviewed or audited
…papers when they’re ready to start work. Once you’ve filed your return, you can use that same folder to keep a copy of your return and your notice of assessment….
Selling your home without an agent
…not be so easy. Why should you consider working with a real estate agent? There are potential benefits of working with a real estate agent to sell your home. A…