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The unsteady truth about stablecoins
…of so-called “stablecoins” was extremely volatile and where their value was significantly reduced. A more accurate term to use is value-referenced crypto asset (VRCA). VRCAs are subject to various risks…
Types of investments
There are many types of investments. If you are considering investing in stocks, bonds or any other investment products, you’ll want to understand how they work. On this page you’ll…
An FAQ from OSC in the Community
…scammers get your phone number? There are different methods scammers use to find phone numbers. They buy stolen lists, use public lists, scour social media or social engineer their way…
How market indexes can help you build your strategy
…index is and how index funds work. On this page you’ll find What is an index? How do index funds work? What is passive investing? What is active investing? Can…
What is DIY investing and how does it work?
…approach. Others may use a mix of DIY investing tactics and also use a financial advisor to manage some parts of their portfolio. DIY investing is not limited to a…
How overconfidence bias may affect your financial decisions
…the most common behavioural biases. There are many examples of where you might notice it, including: Projects – Whether it be in school, at work, or around the house, people…
Understanding the tax deductions on your pay stub
…because of a tax credit called the basic personal amount. If you have a net income above $$246,752 your basic personal amount will be lower. See the CRA website for…
How does personal insurance work?
…after you die 2. Disability insurance Provides a monthly payment that replaces part of your lost income if you’re unable to work because of illness or injury Allows you to…
Critical illness insurance basics
…your inability to return to work. Use the money for any purpose – The payment is made in a tax-free lump sum, and you can use the money any way…