…Money for charity: A charitable gift annuity A charitable annuity can be an effective way to generate retirement income and support a charitable cause. Here’s how it works: Make a…
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Sources of income in retirement
…a TFSA as well as, or instead of, an RRSP. The TFSA can be used for any kind of savings goal and can hold most types of investments. One advantage…
What is a romance scam?
…a sudden emergency. Lives or is working in another country. Always has an excuse about why they can’t meet you in person. Has posted a photo online that looks perfect….
Reducing the tax taken from your pay cheque
…you must complete the TD1 Personal Tax Credits Return. Your employer uses this form to calculate how much tax to deduct from your pay cheque, based on the non-refundable tax…
Small business & taxes
…your paperwork and working with an expert can help you maximize tax efficiencies. On this page you’ll find Personal versus business taxes Tax reduction tips Taxes as a sole proprietor…
Small business & taxes
…your paperwork and working with an expert can help you maximize tax efficiencies. On this page you’ll find Personal versus business taxes Tax reduction tips Taxes as a sole proprietor…
Ways to contribute to an RRSP
…they offer tax advantages during your working years. These advantages will be more useful for Canadians on moderate to higher incomes, who expect to have lower incomes during their retirement…
High yield bonds
High yield (or “junk”) bonds are corporate bonds issued by companies that have been given low credit ratings (BB or lower) by a credit rating agency. These companies are deemed…
Small business cash flow
…day-to-day operations and allow you to pay your employees, suppliers and creditors on time. Cash flow is an important measure of the financial health of your business. Banks and investors…
How to make an investment policy statement
…you are working with an advisor, this document helps ensure your advisor is working with your interests in mind. If you are managing your own investments, it sets out the…