…use an online advisor, understand how that differs from an in-person advisor relationship. To understand how investments can rise or fall in value, learn more about how the stock market works. What…
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Potential OBSI changes for investment dispute resolution
…investors? We want to hear what you think What is the proposed new regulatory framework for independent dispute resolution? Securities regulators have published for comment a proposed framework for an…
How are crypto assets regulated?
…example, this happens when a platform controls the asset on behalf of a user, meaning the investor doesn’t have direct possession or control over it. In these cases, securities regulators…
Guaranteed minimum withdrawal benefit (GMWB) products
…guaranteed amount. How GMWB products work GMWB products are offered by insurance companies and can have a variety of features. Here’s how a typical GMWB product might work: 1. You…
What is total cost reporting and how will it work?
…negotiated flat fee directly to their dealer or adviser. There are generally no trailing commissions on mutual funds used in these accounts because the advisor is being compensated based on…
Finfluencer powers of persuasion
…finfluencer? Your social feed may include posts from financial influencers or “finfluencers”. They use their social media platforms to share finance and investing insights. A finfluencer could: Share a post…
Understanding crypto asset trading platforms
…platforms you would like to use for trading. Learn more about crypto asset trading platforms, how to check if they are registered, and what you need to know about fees,…
Do you give financial advice on social media?
…The same principles apply to the use of artificial intelligence (AI). If you create an AI agent or use AI to provide advice about investing, to promote investments or anything…
How to open an online investing account
…Savings Account, Registered Retirement Savings Plan, and the First Home Savings Account. These are cash accounts, which means you use funds you already have available. For many people, one of…
What is tokenization?
…bond, real estate interest, artwork, or another type of financial asset. Through the tokenization process, rights to such assets are contained in a digital record, known as a token. The…