…“gold star service” for each. Use this list when working with a financial advisor to ensure you get a level of service you deserve and are satisfied with. Service: Providing…
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Questions to ask when buying mutual funds
…investment that’s declining in value because there are no buyers. Credit risk Fixed income securities If a bond issuer can’t repay a bond, it may end up being a worthless…
Out of country travel medical insurance
…have this coverage through: a workplace group benefits plan, or a premium credit card that you use to book your travel. If you are not covered by either of these,…
Guaranteed minimum withdrawal benefit (GMWB) products
…guaranteed amount. How GMWB products work GMWB products are offered by insurance companies and can have a variety of features. Here’s how a typical GMWB product might work: 1. You…
What is total cost reporting and how will it work?
…negotiated flat fee directly to their dealer or adviser. There are generally no trailing commissions on mutual funds used in these accounts because the advisor is being compensated based on…
Finfluencer powers of persuasion
…finfluencer? Your social feed may include posts from financial influencers or “finfluencers”. They use their social media platforms to share finance and investing insights. A finfluencer could: Share a post…
Understanding crypto asset trading platforms
…platforms you would like to use for trading. Learn more about crypto asset trading platforms, how to check if they are registered, and what you need to know about fees,…
Understanding non-GAAP financial measures
…accordance with a standardized accounting framework, and are typically unaudited, it is critical to understand the additional risks associated with these measures before considering them in your investment decisions. Why…
How to evaluate companies when buying stock
…company borrows money a lot, it may need more money again in the future. What financial metrics can you use to evaluate companies? Whether you are working with an advisor…
Preparing for financial emergencies
…your emergency fund be separate from the account you use for day-to-day transactions because it may also be too easy to withdraw money and spend it on non-emergencies. It’s a…