…employer of choice, the OSC strives to meet and exceed the requirements of the AODA by ensuring an inclusive, barrier-free, accessible workplace that enables each employee to contribute and perform…
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Your responsibilities as an investor
…happening with your investments. Know how your investment strategy works, and if you have questions, talk to your advisor. Be aware of what’s happening in financial markets, so you can…
How regulators protect investors
…sold. And these regulators set minimum entry standards for market intermediaries who deal with investors. Securities regulators work together through the Canadian Securities Administrators (CSA). Securities regulators also regulate marketplaces…
OSC Seniors Strategy
…Operational changes The OSC will build capacity among its staff to continually improve the ways in which it works with older investors, including: provide training and education for its staff…
Inflation and your household budget
…wages, since inflation and wages both tend to increase gradually. However, a more sudden increase in inflation can cause financial stress, due to sharper increases in the cost of living….
Tracking your investing returns
…any fees you paid over a specific period of time. The rate of return is often calculated annually. It’s important to know your rate of return because: It shows how…
Robo-advisors vs. traditional advisors
Online investment advisers, also known as “robo-advisors” or “online advisers”, use technology to lower costs and create processes, such as opening an account, that require minimum or no direct human…
Home equity as a source of retirement income survey
…value of a home or other property? To what extent and how will people pay off home-related debt during their retirement? In what ways are people willing to use their…
Financial Literacy: A Foundation of the Investor Experience
…literate they are. 29% of investors may be underconfident because their level of financial literacy is actually higher than they think. This may cause individuals to be overly conservative in…
How inflation affects your investments
…the cost of living for Canadian households. Use this calculator from the Bank of Canada to compare costs over time. What is your real rate of return? When you invest, you can…