…employer of choice, the OSC strives to meet and exceed the requirements of the AODA by ensuring an inclusive, barrier-free, accessible workplace that enables each employee to contribute and perform…
Here’s what I found on "How+credit+cards+work+and+how+to+use+credit+"
Search results
How regulators protect investors
…sold. And these regulators set minimum entry standards for market intermediaries who deal with investors. Securities regulators work together through the Canadian Securities Administrators (CSA). Securities regulators also regulate marketplaces…
OSC Seniors Strategy
…Operational changes The OSC will build capacity among its staff to continually improve the ways in which it works with older investors, including: provide training and education for its staff…
Mutual fund fees
…sells you the fund. You can negotiate this fee with your advisor. 2. Back-end load or deferred sales charge (DSC)– Some funds used to charge a fee of up to…
Inflation and your household budget
…wages, since inflation and wages both tend to increase gradually. However, a more sudden increase in inflation can cause financial stress, due to sharper increases in the cost of living….
ESG ratings and retail investor decision making
…with your priorities and avoid those that don’t. ESG funds use different strategies to achieve their ESG objectives. Some funds focus on a specific area of ESG, rather than all…
Tracking your investing returns
…any fees you paid over a specific period of time. The rate of return is often calculated annually. It’s important to know your rate of return because: It shows how…
Robo-advisors vs. traditional advisors
Online investment advisors, also known as “robo-advisors” or “online advisors”, use technology to lower costs and create processes, such as opening an account, that require minimum or no direct human…
How inflation affects your investments
…the cost of living for Canadian households. Use this calculator from the Bank of Canada to compare costs over time. What is your real rate of return? When you invest, you can…
How does market volatility affect your investments?
…or losses. Market volatility can happen for different reasons and can be hard to predict. The market may fluctuate because of: Human factors, such as supply and demand. World events,…